• Money Girl’s Smart Moves to Deal with Your Debt (Laura D. Adams) “you must work hard to guard your discretionary income as the most precious resource in your life. That means you have to widen the gap between the money you make and the money you spend.”
  • Money Girl’s Smart Moves to Deal with Your Debt (Laura D. Adams) “Without basic financial education, anyone can create money troubles that are difficult to resolve. When that happens, we run the risk of living in perpetual fear about the state of our finances. That burden can hold us back from living the kind of life we truly want for ourselves and for our families.”
  • President Hinckley: “I urge you . . . to look to the condition of your finances. I urge you to be modest in your expenditures; discipline yourselves in your purchases to avoid debt to the extent possible.”
  • “Be sure you are not rejecting prosperity now. If a friend invites you to lunch or dinner, accept with joy and pleasure. Don’t feel you are just “trading” with people. If you get a gift, accept it graciously. If you can’t use the gift, pass it on to someone else. Keep the flow of things moving through you. Just smile and say “Thank you.” In this way you let the Universe know you are ready to receive your good.” You Can Heal Your Life (Louise Hay) Page 115
  • “Love Your Bills It is essential that we stop worrying about money and stop resenting our bills. Many people treat bills as punishments to be avoided if possible. A bill is an acknowledgment of our ability to pay. The creditor assumes you are affluent enough and gives you the service or the product first. I bless with love each and every bill that comes into my home. I bless with love and stamp a small kiss on each and every check I write. If you pay with resentment, money has a hard time coming back to you. If you pay with love and joy, you open the free-flowing channel of abundance. Treat your money as a friend, not as something you wad up and crush into your pocket.”  You Can Heal Your Life (Louise Hay) Page 115
  • “The bills that come in I rejoice over, thanking the companies for trusting me to pay.”  You Can Heal Your Life (Louise Hay) Page 117
  • “Don’t delay your own prosperity by being resentful or jealous that someone else has more than you. Don’t criticize the way they choose to spend their money. It is none of your business. Each person is under the law of his or her own consciousness. Just take care of your own thoughts. Bless another’s good fortune, and know there is plenty for all.”  You Can Heal Your Life (Louise Hay) Page 117
  • “The meaning of wealth is fundamentally freedom. It’s freedom from material constraints and the constraints of time. It’s a dialectic between freedom from and freedom to. The freedom to, on the material side, is to be able to purchase what you want, to go where you want, to have what you want in the material realm. Freedom in the temporal realm is often a way of retrieving the past. When things go wrong and you have wealth, you can often correct a mistake or problem. You can shape to some extent the present and the future.” Wealth in Families Third Edition (Charles W. Collier) Page 18
  • “Secrecy surrounding the family’s financial situation often begins between spouses. Many wealth holders don’t tell their spouses how much money they have or how it is invested. An Open and frank discussion is essential if spouses hare going to work together on inheritance planning and eventually talk with their children. Sharing financial information with your spouse makes sense because this is the person with whom you are going to discuss sharing the information with your children.” Wealth in Families Third Edition(Charles W. Collier) Page 31
  • “People don’t think about the question of whether a spouse without money ought to have his or her own money so they don’t have to ask for it,” said Dick Watson. “I ask wealth holders-typically husbands-if their spouse has money of their own, and the response is often, ‘No, but she can have whatever she wants.’ I suggest he give his wife a significant amount of money so that she doesn’t have to ask. This is often a transforming experience, changing the power and trust in the relationship for the better.”” Wealth in Families Third Edition (Charles W. Collier) Page 32
  • “you must work hard to guard your discretionary income as the most precious resource in your life. That means you have to widen the gap between the money you make and the money you spend.”  Money Girl’s Smart Moves to Deal with Your Debt (Laura D. Adams) Kindle Location 520-21
  • “A Brookings Institution white paper finds 38 million U.S. households are living paycheck to paycheck; two-thirds of those aren’t poor – but their money is locked up in houses, cars and retirement accounts.” – Brookings Institution White Paper
  • “There were twelve and a half years from the time I received my doctoral degree until I sent my first bill for surgical services,” Russell recalled. “We borrowed money. Dantzel earned some. I made a little here and there. Somehow we survived.” Insights from a Prophet’s Life, Russell M. Nelson, Page 25