Credit Reports

• “You can get your credit reports from each of the three major credit bureaus—Equifax, TransUnion, and Experian—for free once a year. The best strategy is to space them out, so you get a different one every four months. Put it on your calendar to go to annualcreditreport.com, where you can view or download them. Look for any incorrect personal or credit information and be sure to dispute it with the bureau right away.”  Money Girl’s Smart Moves to Deal with Your Debt (Laura D. Adams)