• “Western society has sold us the idea that material possessions define you. But the truth is that little defines you but you, and that these “things” do not lead to long-term contentment, but often to the opposite. The majority of us, through our work, trade our time for money, which we then use to purchase things. It can feel like you’re just spending paper bills or numbers on a bank statement, but the truth is that whenever you buy things, you are literally spending your time. You may not realize this, but when you buy things, you are valuing these purchases as much or more than the time it took you to make this money. Time which could possibly have been better spent with your loved ones, enjoying life, helping others, and doing what is important to you. And once you realize this, that money is your time, you start to view money differently.”  It Starts With You: The 3 Great Thoughts That Can Change Your Life By George Sourrys May 23, 2017 https://www.goalcast.com/2017/05/23/it-starts-with-you-the-3-great-thoughts-that-can-change-your-life/
  • “Short-term debt, like credit cards, can be accessories to a financially dishonest life—something you really can’t afford. Most short-term debt finances a lifestyle, rather than the purchase of genuine assets that hold their value over time. Once charges are made to a credit card, for example, what do you have to show for them? You might have more clothes, furniture, gifts, electronics, or dinners out—which is all great stuff to buy if you can truly afford it. But it’s likely that you spent money on something you really didn’t need in the first place, and now that money is gone.”  Money Girl’s Smart Moves to Deal with Your Debt (Laura D. Adams) Kindle Location 125-29
  • “Consumer spending is famous for offering buyers fleeting joy followed by long-lasting debt that really accomplishes nothing more than a reduction of personal net worth.”  Money Girl’s Smart Moves to Deal with Your Debt (Laura D. Adams) Kindle Location 129-30
  •  “Around the room, the advisors to affluent families exchange knowing glances.  They’ve seen the eighteen year old get a million dollars cash, no strings attached, under the terms of granddad’s will.  Followed immediately by the hot car, the cocaine, the parties, and finally rehab, jail, or even suicide. They’ve seen marriages break up, friendships devastated, and family members alienated from each other.  They’ve watched the companies that grandparents and parents sweated and sacrificed for decades to build go under, as heirs eager to squeeze more cash from the estate broke them up, sold them at bargain prices, or lost them through mismanagement.” Beating the Midas Curse, by Perry L. Cochell and Rodney C. Zeeb, Page 26
  • “Your shepherding is your communication to them of the happiness that you create and experience by the wise use of your money.” Wealth in Families Third Edition (Charles W. Collier) Page 24
  • 2 Nephi 33:1…1 And now I, Nephi, cannot write all the things which were taught among my people; neither am mighty in writing, like unto speaking; for when a man speaketh by the power of the Holy Ghost the power of the Holy Ghost carrieth it unto the hearts of the children of men.